Storm Damage Roof Repair & Insurance Claims in Maine
After a wind or ice event, the first job is stopping water and the second is documenting the damage properly for the claim. We inspect, photograph what we find, tarp anything open, and give you a written scope of the repair — which is what your adjuster needs to see. Insurance typically covers sudden damage from wind, hail, ice or a fallen limb, and typically does not cover wear, age or a slow leak. If the loss is documented as sudden, the claim is far stronger.
What the work includes
- Same-week storm damage inspection, with priority after a regional event
- Emergency tarping and temporary weatherproofing to stop further water
- Photographs of the damage and a written scope of what needs repairing
- A clear explanation of what your policy likely covers and what it does not
- Meeting your adjuster on site when it helps — we explain the scope directly
- Repairs built to the same standard whether insurance or you is paying
Signs you need this
- Shingles missing, lifted or creased after a wind event
- Granules collecting in gutters and at downspout outlets
- Bruised or dented shingle surfaces after hail
- A limb down on the roof, or punctures through the deck
- New leaks and ceiling stains that started right after a storm
- Ice dam damage at the eaves after a freeze-thaw run
What drives the price
We do not publish a flat number, because two houses the same size rarely cost the same. These are the things that actually move it, and we will show you which ones apply after we look.
- Whether your policy covers the cause — sudden damage versus wear
- Your deductible, which is often a percentage of the home's coverage on wind claims
- Whether the repair is a patch or a full slope replacement
- Whether the damage is documented with photos taken at the time
- Emergency mitigation cost, which is usually reimbursable when itemised
Fastest way
(207) 815-1099Call or text anytime
- Free on-site look at the job
- Written scope and firm price
- No deposit before you see the numbers
Where we do this
Maine is home. We work the whole state, border to border.
Storm damage & insurance in Maine — towns we cover
- Portland
- South Portland
- Scarborough
- Westbrook
- Falmouth
- Cape Elizabeth
- Gorham
- Windham
- Saco
- Biddeford
- Brunswick
- Bath
- Lewiston
- Auburn
- Augusta
- Freeport
Common questions
The questions we get asked most about storm damage & insurance in Maine.
Does homeowners insurance cover roof damage from a storm in Maine?
Usually yes for sudden damage — wind lifting or tearing shingles, hail bruising, ice damming, or a limb coming through. Usually no for damage that developed slowly: worn shingles, a leak that has been running for months, or a roof that is simply past its life. The deciding question is almost always whether the loss was sudden and accidental, which is why the date you first noticed water matters so much.
What should I do in the first 24 hours after storm damage?
Photograph everything before you touch it, from the ground and from inside the attic. Put a bucket under active drips and move anything valuable out of the way. Do not climb the roof. Call us to tarp or inspect — stopping further water damage is usually covered and it protects the rest of the house while the claim is processed.
Will filing a claim raise my premium?
It can, and that is a real consideration — which is why it is worth having us look before you file. If the repair is small and near your deductible, paying cash and keeping the claim off your record is often the better money. If the number is large, file. We will give you the written scope either way so you can decide with real numbers.
Do you work with my adjuster?
Yes. We will meet your adjuster on site and walk the roof with them, which is genuinely the most useful thing we can do for a claim. Adjusters are not roofers, and a scope written by someone who is standing on the roof is harder to argue with. What we will not do is inflate a scope — a padded claim is fraud, and it is not worth your house.
How long do I have to file a storm damage claim?
Policies vary and there is no single Maine deadline, but sooner is always stronger — evidence degrades, shingles get cleaned up, and a claim filed months later invites the argument that the damage was wear. Check your policy or call your agent for the specific window. Our part is getting you the documentation while the damage is still visible.
Related work
Get your free estimate
Send the details and we will call you back — usually the same day. Photos help. Or just pick up the phone.
- Free on-site look at the job
- Written scope and firm price
- Serving all of Maine